Snohomish County Fire District 1’s improved rating may lower insurance rates

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Fire District 1 logoProperty owners served by Snohomish County Fire District 1 may be eligible for a reduction in fire insurance premiums next year.

The Washington Survey and Rating Bureau (WSRB) recently upgraded the district’s fire protection classification. Most insurance companies use this classification to set rates for property owners and risks.

The WSRB evaluates fire protection capabilities of all Washington communities and rates them on a scale of 1 to 10. Fire District 1’s rating upgraded from a Class 4 to Class 3. This places Fire District 1 in the top 6.2 percent for the state. No department in the state has a Class 1 rating and just four have a Class 2 rating.

“This is quite an achievement. I congratulate our firefighters and all who made this possible through their hard work and excellent service,” said Fire Chief Ed Widdis. “The improved rating applies throughout our service area in unincorporated Snohomish County, Brier, Edmonds and Mountlake Terrace. This underscores the benefit of regionalization – we have the resources to do more working together than we can separately.”

The WSRB spent about a month collecting and analyzing data from Fire District 1. Other factors include water supplies available to fight fires, capabilities of the 911 emergency dispatch center and community fire prevention activities.

WSRB recommends property owners contact their insurance agents about how the new rating will affect insurance premiums. The new rating becomes effective Feb. 1, 2015.

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